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I agree. The best thing IMO is setting up a separate bank account for vet bills and adding to it each and every month. An automatic transfer is the best way to do that.

If you are a good client, vets will often work out a payment plan with you. My vet didn't charge any interest for years, but now charges 1.5% ... no big deal if you pay it off in six months.
That's the way I've done it. I put money away & saved it in case we got hit with high vet bills. I'm so glad I did. Boo's vet bills have been HUGE, but they were paid & we didn't have to worry about it. Now I just have to start saving it again to build the account back up to where it was.
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