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You bring up such a good point, Lacey's Mom. People fall in love with Maltese, but say they just want to get a pet so they get one from a pet store or BYB. What they don't realize is that if the breeder isn't breeding to the breed standard, not only can you end up with Maltese thatis phsically very different than the standard, but you may not get the typical Maltese personality either. How often do we see posting on these forums from frustrated owners who have hyper or aggressive Maltese when they expected a laid back little lap dog. In each and every case I have read, the puppy came from either a BYB or pet shop. I have never heard a complaint about disposition from anyone who got their puppy from a reputable breeder.
What I've learned from my experience with Lady is that it is much cheaper in the long run to save a bit longer and get a puppy from a reputable breeder than to get a "bargain" puppy who may need expensive surgeries or have big vet bills its entire life due to a genetic illness or need expensive training to correct inbred behavior or dispostion problems.